California Credit Union
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Personal

Vehicle Loans

We offer financing on a wide range of new and used cars, trucks and SUVs. New cars can be financed with little or no down payment, depending upon credit qualifications. For the ultimate in convenience, apply online or come to the credit union before you begin shopping for your car. You can get pre-approved for your loan, making it easier to shop for your dream car.

Financing through the credit union has many benefits:

  • Low credit union rates
  • No payment for 90 days*
  • New or used vehicles
  • 100% financing available on approved credit
  • Flexible terms mean lower payments

Auto loans as low as
.85% APR1
for vehicles purchased through our auto buying services.


Before you purchase your next vehicle on your own, let one of our trusted partners assist you in finding your car AND saving you money.

  • Browse hundreds of used vehicles online.
  • Hand-selected vehicles from short-term rentals, leases, and other locations.
  • Call (800) 278-3965 to get started. No-Haggle Pricing. At Enterprise, you'll never haggle with a salesperson. Prices clearly marked and always posted in plain view.
  • Exclusive access to Auto Expert, our auto buying partner.
  • Have them search for your dream car, negotiate the price, and even deliver your car to you.
  • Call (800) 359-4567 or make an appointment to meet an advisor at your local branch by calling (800) 334-8788.


1 APR = Annual Percentage Rate

* Well qualified members may elect to have the first payment due date within 90 days at funding. Finance charges will accrue immediately on the unpaid balance and are repaid over the life of the loan. All others borrowers will be required to make the first payment with 45 days of the loan funding.

 If you're considering leasing a vehicle, check out our calculators.

For more information, call us at (800) 334-8788.

    


Auto Protection

A vehicle is one of the biggest personal investments you'll make. Be sure to protect yourself and your investment with one or more of these important insurance options:

  • GAP
  • MBP
  • Auto Insurance
  • Online Insurance Verification - As part of your loan you are required to maintain physical damage insurance for the full term of your loan. Please click here so that you or your agent can provide proof of insurance.

Vehicle Calculators

 

The “90 day no payment” period may not be extended with participation in the “Summer Skip” program; at least one payment is required to participate in the “Summer Skip” program. Current or refinanced CCU auto loans do not qualify for this program.