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School Business Lending

As someone involved in education, you know that good schools require serious investments of time and money. You've given your time, and California Credit Union has the school loans you need to help reach your goals. We're your financial partner, and we've created ways to make managing cash flow, purchasing books, computers or even a facility easier than ever-all with professional service, fast approvals, and excellent rates and fees.

Business School Rewards Visa

  • No personal guarantee required
  • Low interest rates
  • Generous credit lines
  • Easy purchases at CharterBuy and retail merchants

Plus, we'll give back 1% of all your annual purchases to the Charter School of your choice. So the more you use your CCU Business School Rewards Visa, the more it benefits the students of your Charter School.

Facilities Financing

  • up to $10,000,000
  • only 10% down payment
  • Fixed Rate (7 year fixed)
  • Rates as low as 4.50%
  • Funding within 30 days
  • Tenant improvement/build-out for long term leased facilities

Lines of Credit

We know cash flow can sometimes be tight. But you can be sure that you'll always have the working capital you need to keep your school on track each month with a California Credit Union Line of Credit. Use it to for supplies, to fund special projects or to cover monthly expenses.

Term Loans

For major purchases or expenses, we offer financing options that deliver long-term capital at great fixed rates and flexible terms to help minimize the impact on your monthly budget. This is a perfect choice for financing investments in technology and other major initiatives. You can even refinance higher interest loans from other financial institutions to lower your rate and monthly payments.

Overdraft Protection

We know that in a school environment, budgets can be tight and days can be hectic - and sometimes that means you can't stop to transfer funds from account to account. But with California Credit Union's Overdraft Protection service, you'll never have to worry about overdraft surprises because our Overdraft Protection line of credit has you covered.

Application Is Easy

California Credit Union's variety of school business loans makes financing your school's endeavors fast, convenient and affordable. To apply for any of our financing options, simply complete the appropriate application and collect the required information listed on each form. Then contact a Small Business Sales Representative at (866) 438-1899 to schedule an appointment. Your loan application will be processed quickly and you will receive an answer within days.

For more information or to apply for a loan, call toll-free (800) 334-8788.