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Rates and Fees

Loan Rates

Vehicle Loans
Personal Loans


Vehicle Loans

New Auto Loan Rates*
TermAPR*Est. Payment per $1000 borrowed**
36 months1.99% - 15.50%$28.64 - $34.91
48 months1.99% - 15.50%$21.96 - $28.08
60 months1.99% - 15.50%$17.52 - $24.05
72 months2.24% - 15.50%$14.86 - $21.42
84 months3.85% - 15.50%$13.60 - $19.58


(Other rates and terms available)

* APR = Annual Percentage Rate. The rate and APR are subject to change without notice. Rates shown are the range offered for this product. Your rate and term will be based on your credit history. Rates shown include 0.50% discount for direct deposit of your paycheck into a California Credit Union checking or savings account and 0.50% discount for automatic payment.

** To calculate the estimated payment, use the estimated payment multiplied by the number of thousands of dollars borrowed (example: $10,000 borrowed; $29.63 x 10 = $296.30)


Used Auto Loan Rates*
TermAPR*Est. Payment per $1000 borrowed**
36 months1.99% - 15.50%$28.64 - $34.91
48 months1.99% - 15.50%$21.69 - $28.08
60 months1.99% - 15.50%$17.52 - $24.05
72 months3.24% - 15.50%$15.31 - $21.42
84 months5.35% - 15.50%$14.24 - $19.58


(Other rates and terms available)

* APR = Annual Percentage Rate. The rate and APR are subject to change without notice. Rates shown are the range offered for this product. Your rate and term will be based on your credit history. Rates shown include 0.50% discount for direct deposit of your paycheck into a California Credit Union checking or savings account and 0.50% discount for automatic payment.

** To calculate the estimated payment, use the estimated payment multiplied by the number of thousands of dollars borrowed (example: $10,000 borrowed; $29.63 x 10 = $296.30)


Other Vehicle Loan Rates*
Amount FinancedTermAPR*Est. Payment per $1000 borrowed**
New Boats   
up to 90% of retail, plus tax & license fees.36 months7.50% - 14.50%$31.11 - $34.42
 60 months8.26% - 15.26%$20.40 - $23.93
 84 months8.36% - 15.36%$15.77 - $19.50
Used Boats   
up to 85% of wholesale, up to $50,000.36 months9.00% - 16.00%$31.80 - $35.16
 60 months9.76%-16.76%$21.13 - $24.72
 84 months9.86% - 16.86%$16.53 - $20.35
New/Used Motorhomes/RVs   
up to 90% of retail.36 months7.00% - 14.00%$30.88 - $34.18
 60 months7.76% - 14.76%$20.16 - $23.66
 84 months7.86% - 14.86%$15.52 - $19.22
New/Used Personal Watercraft   
80% of retail.36 months7.50% - 14.50%$31.11 - $34.42
80% of retail.60 months8.26% - 15.26%$20.40 - $23.93
New/Used Motorcycles   
up to 90% of retail, plus tax & license fees.36 months11.00% - 18.00%$32.74 - $36.15
 60 months11.76% - 18.76%$22.13 - $25.81


* APR = Annual Percentage Rate. The rate and APR are subject to change without notice. Rates shown are the range offered for this product. Your rate and term will be based on your credit history. Rates shown include 0.25% discount for direct deposit of your paycheck into a California Credit Union checking or savings account and 0.25% discount for automatic payment.

** To calculate the estimated payment, use the estimated payment multiplied by the number of thousands of dollars borrowed (example: $10,000 borrowed; $29.63 x 10 = $296.30)

More Information on Vehicle Loans


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Personal Loans

Signature Loan Rates*
Amount FinancedTermAPR*Est. Payment per $1000 borrowed**
Up to $15,00060 months9.99%-21.59%$21.24 - $27.39


* APR = Annual Percentage Rate. The rate and APR are subject to change without notice. Rates shown are the range offered for this product. Your rate and term will be based on your credit history. Rates shown include 0.25% discount for direct deposit of your paycheck into a California Credit Union checking or savings account and 0.25% discount for automatic payment.

** To calculate the estimated payment, use the estimated payment multiplied by the number of thousands of dollars borrowed (example: $10,000 borrowed; $29.63 x 10 = $296.30)


Savings Secured Loan Rates*
 Loan AmountTermAPR**
Fixed Rate Savings Secured$500 and above60 monthsCurrent Rate + 4.00%
Certificate Secured$500 and aboveCertificate MaturityCertificate Rate + 3.00%


* Rate shown includes 0.25% discount for direct deposit of your paycheck into a California Credit Union checking or savings account and 0.25% discount for automatic payment. Rate shown is our lowest rate. Your credit score affects the rate you will receive. The rate and APR are subject to change without notice.

** APR - Annual Percentage Rate. Note: Please call for Daliy Periodic Rate.


Share Plus Overdraft Protection Rates*
Line of CreditAPR**Daily Periodic Rate
$200 up to $2,50010.99%-22.40%.0301%-.062740%


* Rate shown includes 0.25% discount for direct deposit of your paycheck into a California Credit Union checking or savings account and 0.25% discount for automatic payment. Rate shown is our lowest rate. Your credit score affects the rate you will receive. The rate and APR are subject to change without notice.

** APR - Annual Percentage Rate

More Information on Personal Loans

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