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Overdraft Protection

Bouncing a check or having a debit card transaction denied can be both expensive and embarrassing. But you can protect your good credit rating with our overdraft protection products.

Courtesy Pay

Our standard overdraft service that comes with your checking account. Courtesy Pay covers overdrafts for:

  • Checks, ACH transactions and other transactions made using your checking account number
  • Automatic bill payments
  • Courtesy Pay is also able to cover overdrafts from ATM and everyday debit card transactions. If you do not already have Courtesy Pay on these types of transactions, and you would like it, speak with a Member Service Representative today.  

Share Plus Overdraft Protection

Establish a line of credit to protect your checking account. Funds are transferred automatically up to your credit limit and interest is paid only on the amount advanced.


Share Protection Account

Never bounce a check again. Use funds from your savings account to cover purchases when there are insufficient funds in your checking account. Add this feature to your account by speaking with a Member Service Representative today.


Outsmart Overdrafts!

Learn about the many tools CCU offers to help you reduce your chances of inadvertently overdrawing your checking account and incurring unexpected overdraft fees; many of the services are free! Click here to learn more.

For more information about overdraft protection, call us at (800) 334-8788.