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Your Perfect Credit Card

At California Credit Union we have options, so you choose the Visa credit card that's right for you. Carry a balance each month? Save money by choosing our Premium Visa card with the lower rate. Want to earn rewards? Choose our Elite Rewards Visa card and earn points with every purchase that you can redeem for great merchandise, gift cards, event tickets and more! Want to help your school? Choose our Schools Rewards Visa and direct your rebate to the school of your choice.

The choice is yours. But if you need assistance choosing the card that's best for you, call us at (800) 334-8788. And don't forget to check the following helpful links:

Current Credit Card Rates

Current Credit Card Disclosure

UChoose Rewards Points Program Disclosure

How long will it take to pay off my credit card?

Enroll in Verified by Visa


Premium Visa

A simple card with a long list of benefits:

  • Our lowest rate on cash advances and purchases
  • No annual fee
  • Generous credit lines
  • Interest-free grace period
  • Easy cash access worldwide
  • Accepted at millions of locations
  • Monthly payments can be set up on automatic transfer from your California Credit Union account or other financial institution account

Your Visa transactions are protected by highly sophisticated fraud-screening tools that Visa continually works to enhance. Visa's Zero Liability fraud policy protects you in the event of fraudulent transactions on your account, while our online Visa account access provides real-time transaction history. Safety, security and convenience - all in one card!

Apply Today!


Elite Rewards Visa

This card has all the benefits of our Premium Visa listed above, plus you'll earn points on every purchase you make. With a variety of redemption options including gift cards, merchandise, event tickets, travel and cash back, there’s something for everyone to enjoy. The more you use your CCU Elite Rewards Visa, the more points you earn, the more ways you can reward yourself! To redeem your points online, register on the UChoose Rewards site at A UChoose Rewards specialist is available at 844-757-4685.


Apply Today!


Schools Rewards Visa

This card includes the same features as our popular Elite Rewards Visa card, but each time you use your School Rewards Visa, a 1% rebate is issued to the California school of your choice! Based on average annual cardholder purchases of $6,000 just 500 cardholders could generate an average of $30,000 for your school in one year.

Apply Today!