California Credit Union offers home mortgage programs to help you realize your dreams. Whether you want to buy your first home, upgrade to a larger home for a growing family, refinance your existing mortgage, or use the equity in your home, the credit union has a lending solution for you.
Can I Afford To Buy a Home?
Find out with our Mortgage Payment Calculator.
Get Pre-approved.
No matter what condition the real estate market is in, the really great homes go fast. Get pre-approved before you start looking and be ready to make an offer immediately when you come across the home of your dreams. Contact our Real Estate Department to find out how much home you can afford. Need a lower payment? Get out of your adjustable rate mortgage.
Find out how much you can save by refinancing.
Mortgage Options
Fast and easy, personalized credit union service for just about any mortgage need.
- Purchase or refinance
- Loan amounts up to $625,500
- Fixed rates
- Adjustable rate mortgages (ARMs)
- Fixed start loans
- Rentals, vacation homes, multi-unit properties
- Special programs for educators and administrators
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Refinancing Options
- Lower your rate
- Lower your payments
- Shorten/extend your term
- Get cash to pay off debt
- Get out of your adjustable rate loan to a fixed rate loan
- Combine your first and second mortgages
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Special Program for First-Time Home Buyers
- Fast, streamlined application process
- Only 10% down payment
- Loans up to $500,000. Other programs available for loans greater than $500,000.
- Below-market interest rates
- Program limits, terms and conditions apply
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Example
Loan Amount: $388,000
Down Payment: $12,000
Rate/APR*: 5.250% / 5.289% as of 9/30/2009
Payment: $2,142.55.
Contact a Real Estate Loan Officer to get your best rate
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Call us at (877) 228-4873
