Educator Loans
We offer a variety of Zero and Low-Rate Special Purpose Educator Loans designed to help you pay for items related to your education career. To qualify for these loans, you must have the following:
- Direct deposit of $500 or more into a California Credit Union checking or savings account
- Automatic payment transfer from your California Credit Union checking or savings
- Proof of employment as an educator at a California school.*
0% Classroom Supply Loan
- Loan for classroom supplies
- Borrow up to $1,000
- 10-month maximum term
- Zero percent interest!1
Low-Rate Computer Loan
- 3.80% APR!2
- No application fee
- Borrow up to $2,500
- Terms up to 24 months
- Optional summer payment skips
- Funds may also be used for peripherals (printers, storage devices, etc.)
Relocation Loan
- 3.80% APR!2
- Borrow up to $5,000 for your relocation expenses
- Use for first month's rent, moving expenses, security and pet deposits
- Terms up to 36 months
Teacher Certification Loan
- 3.80% APR!2
- Borrow up to $2,500 towards the cost of certification with the National Board for Professional Teaching Standards
- Terms up to 24 months
Teacher Credential Loan
- 3.80% APR!2
- Borrow up to $10,000 towards the cost of an eligible school district credential program
- Interest-only payments for 24 months, then principal and interest payments for up to an additional 36 months
1. APR= Annual Percentage Rate subject to change without notice. The corresponding daily periodic rate is 0.000000%. Direct deposit, automatic payment from CCU checking or savings, and proof of employment at a California school are required. If the direct deposit is not established within 60 days, the rate will convert to the standard signature loan pricing.
2. APR= Annual Percentage Rate subject to change without notice. The corresponding daily periodic rate is 0.010104%. Direct deposit, automatic payment from CCU checking or savings, and proof of employment as an educator at a California school are required. If the direct deposit is not established within 60 days, the rate will convert to the standard signature loan pricing.
* Standard California Credit Union underwriting guidelines apply.

